At Your Furniture 4 Less, there are many ways to pay! We work locally with a loan company, and nationally with a large bank to get you the credit you deserve. Great programs with special offers from time to time.

Other programs include a “no credit required” option – super easy to work with – apply with Merchants Preferred online now and know what budget is before you even come in.

​If needed, we work in layaway too!

Accepted forms of payment also include cash, local checks, Visa, Mastercard, and Discover.
​Call us for more information on your financing needs.

You'll enjoy the following benefits:

  • No Interest if paid in full within 12 months*
  • EVERYDAY- no minimum purchase required*
  • Hassle free
  • Convenient monthly payment
  • Easy to apply
Click Here for Complete Terms and Conditions

No credit needed to be approved

Merchants preferred is a respected leader in lease purchases, providing quick, easy services that make it simple for you to get the furniture you need.

The Merchant Preferred Advantage

  • Swift application exercise
  • Flexible payment that fit your schedule
  • Approvals from $300-$3000 (Depending On Income)
  • Early Pay outs allowed



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